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Since 31 May 2010, the Victorian Managed Insurance Authority (VMIA) has offered domestic building insurance in Victoria, at the direction of the Victorian Government.
DBI is an insurance of ‘last resort’. It provides cover to a homeowner where the contracted building work is incomplete or defective in cases where the builder is deceased, has disappeared or become insolvent. For other disputes that arise between a homeowner and a builder in circumstances outside the coverage of this policy, the parties may seek assistance from Building Advice and Conciliation Victoria (BACV).
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It is a legal requirement in Victoria for builders to take out DBI (also known as builder’s warranty insurance) for domestic building works valued at more than $12,000. Find out more.
Building or renovating a home can be a stressful experience, and this is made worse if your builder is not around to fix or complete the works. Find out more.
DBI provides cover to a homeowner where contracted building work is incomplete, defective and the builder has died, disappeared or become insolvent. Find out more.
State Government of Victoria